Nationwide Destination B 2.0 is a variable annuity thats designed for investors looking for tax-deferred growth and varied investment choices in retirement. Life and annuity products are issued by Nationwide Life Insurance Company or Nationwide Life and Annuity Insurance Company, Columbus, Ohio. The general distributor for variable products is Nationwide Investment Services Corporation (NISC), member FINRA, Columbus, Ohio. Terms and conditions Nationwide, the Nationwide N and Eagle, Nationwide is on your side, Nationwide Funds Group and Nationwide Retirement Institute are service marks of Nationwide Mutual Insurance Company. Variable products are sold by prospectus. Use these forms for managing your life insurance policy and beneficiaries. Please give us a call at. Please consult your attorney or tax advisor for answers to specific questions. Its tax-deferred status allows you to benefit from compounded growth. The values will fluctuate based on investment option performance. It does not take into account the specific investment objectives, tax and financial condition or particular needs of any specific person. Please save yourself some frustration, and upgrade your browser in order to view our site. Nationwide Securities, LLC Different options for how you want to receive income. Track your Nationwide variable annuitys performance. Please give us a call at 1-888-867-5175 for further assistance. Guarantees and protections are subject to Nationwide's claims-paying ability. One Nationwide Plaza, Mail Code 5-02-210R, Columbus, OH 43215. But these guarantees dont apply to any variable accounts that are subject to investment risk, including possible loss of your principal. They are designed for long-term retirement goals. Whole life insurance can be used to help cover the cost of final expenses and leave something for beneficiaries. You can use thisterm life insurance toolto get an idea of what life insurance may cost you. Nationwide Funds are distributed by Nationwide Fund Distributors, LLC, Member FINRA, Columbus, OH. There may be a 10% federal tax penalty on withdrawals before age 59. What type of investor are you? To obtain prospectuses, call your investment professional, contact Nationwide, click links to product information or go to nationwide.com/prospectus. Neither Nationwide nor its representatives give legal or tax advice. The general distributor for variable products is Nationwide Investment Services Corporation (NISC), member FINRA, Columbus, Ohio. An annuity is a long-term, tax-deferred investment designed for retirement. is a division of NISC. Investors should discuss their specific situation with their financial professional. Investors should discuss their specific situation with their financial professional. Derived from the NAIC Accident and Health Policy Experience Exhibit, the report includes aggregated data from the exhibit in the P&C, health, life and fraternal blanks; extensive breakouts of market share data; company index; and important statistics - such as loss ratios, number of policies and certificates, and number of It also includes trust programs and trust services offered by Nationwide Trust Company, FSB. This variable annuity can help you plan for retirement by offering a solid approach for today with time to build for tomorrow. Activate your online life insurance account today to get convenient, secure access to your policy that allows you to pay your premium, view policy details, access policy documents and update your beneficiaries. A fixed indexed annuity is a tax-deferred, long-term savings option that provides principal protection in a down market and opportunity for growth. Investors should discuss their specific situation with their financial professional. There are fees and charges for variable life insurance coverage, including a cost of insurance based on characteristics of the insured person, such as gender, health and age. Long-term care (LTC) coverage can be used to pay for potential LTC expenses and offers a death benefit. Variable annuities offer a wide range of investment choices that offer different levels of risk and growth potential. It does not take into account the specific investment objectives, tax and financial condition or particular needs of any specific person. The Nationwide Retirement Institute is a division of NISC. The general distributor for variable products is Nationwide Investment Services Corporation (NISC), member FINRA, Columbus, Ohio. For further assistance, please give us a call at 1-888-867-5175. As the value of these investments fluctuate based on the ups and down of the market, so will the contract value. Visit our library of annuities articles in the Learning Center. Nationwide Life Insurance Company, Nationwide Life and Annuity Company, Nationwide Investment Services Corporation and Nationwide Fund Distributors are separate but affiliated companies. Nationwide Life Insurance Company, Nationwide Life and Annuity Company, Nationwide Investment Services Corporation and Nationwide Fund Distributors are separate but affiliated companies. It also includes trust programs and trust services offered by Nationwide Trust Company, FSB. Life and annuity products are issued by Nationwide Life Insurance Company or Nationwide Life and Annuity Insurance Company, Columbus, Ohio. Box 182021, Columbus, OH 43218-2021. The Nationwide Retirement Institute is a division of NISC. The general distributor for variable products is Nationwide Investment Services Corporation (NISC), member FINRA, Columbus, Ohio. Nationwide Life Insurance Company, Nationwide Life and Annuity Company, Nationwide Investment Services Corporation and Nationwide Fund Distributors are separate but affiliated companies. The jargon for fixed indexed annuities can be tough to understand, so your financial professionalcan guide you. A quick word about your web browser We've designed nationwidefinancial.com to provide you with the best online experience. This material is not a recommendation to buy, sell, hold, or roll over any asset, adopt an investment strategy, retain a specific investment manager or use a particular account type. Become familiar with the basics of long-term care coverage by visiting ourinteractive website. The general distributor for variable products is Nationwide Investment Services Corporation (NISC), member FINRA, Columbus, Ohio. This material is not a recommendation to buy, sell, hold, or roll over any asset, adopt an investment strategy, retain a specific investment manager or use a particular account type. California Consumer Privacy Act Rights This material is not a recommendation to buy, sell, hold, or roll over any asset, adopt an investment strategy, retain a specific investment manager or use a particular account type. Participant and Life and Annuity, Investment Professionals Nationwide Mutual Funds and Nationwide Variable Insurance Trust are distributed by Nationwide Fund Distributors LLC, member FINRA. The Nationwide Retirement Institute is a division of NISC. Protect and grow your retirement savings with an annuity. Generally speaking, if you have dependents or are married, your family can benefit from you having a life insurance policy. However, some carriers do offer a joint option that may cover the death of either spouse upon the first passing. Your life insurance coverage needs may change if your personal situation changes. The original deposit will not decline if the index performs negatively. For information on Nationwide Funds, please call 1-800-848-0920 and request a prospectus or visit the Nationwide Funds prospectus page. This depends on what you want to leave when youre gone. Prop 30 is supported by a coalition including CalFire Firefighters, the American Lung Association, environmental organizations, electrical workers and businesses that want to improve Californias air quality by fighting and preventing wildfires and reducing air pollution from vehicles. Editorial Placement . OLDWICK DECEMBER 16, 2021 03:14 PM (EST) AM Best has removed from under review with developing implications and upgraded the Financial Strength Rating to A- (Excellent) from B++ (Good) and the Long-Term Issuer Credit Rating to a- (Excellent) from bbb+ (Good) of Guggenheim Life and Annuity Company (GLAC) (Wilmington, DE).. Nationwide Securities, LLC Youre also protected against losses. Life insurance policies help provide security to either you or your beneficiaries after you pass away or after a designated period of time. Nationwide Funds are distributed by Nationwide Fund Distributors, LLC, Member FINRA, Columbus, OH. The Nationwide Retirement Institute is a division of NISC. The higher your participation rate, the more of an index performance youll receive. The general distributor for variable products is Nationwide Investment Services Corporation (NISC), member FINRA, Columbus, Ohio. It will fluctuate in value. An annuity can add security to your retirement with protected lifetime income even in volatile markets. Life and annuity products are issued by Nationwide Life Insurance Company or Nationwide Life and Annuity Insurance Company, Columbus, Ohio. Nationwide Securities, LLC The Nationwide Retirement Institute is a division of NISC. our site. Learn how your investing style compares with other investors your age. The general distributor for variable products is Nationwide Investment Services Corporation (NISC), member FINRA, Columbus, Ohio. Do Not Sell My Personal Information. Already using an updated browser and still having trouble? The general distributor for variable products is Nationwide Investment Services Corporation, member FINRA, Columbus, Ohio. If youre the beneficiary of a Nationwide policy, let us help you get started. The outlook assigned to The Nationwide Retirement Institute is a division of NISC. How do I find a financial professional thats right for me? Either get payments you will not outlive or take your money as you need it. Term life insurance simply covers you for a specified amount of time (10-, 20- and 30-year policies being the most common). The Nationwide Group Retirement Series includes unregistered group fixed and variable annuities issued by Nationwide Life Insurance Company. In contrast to a fixed annuity, which provides a guaranteed interest rate, variable annuities have greater growth potential but can also lose money. This Friday, were taking a look at Microsoft and Sonys increasingly bitter feud over Call of Duty and whether U.K. regulators are leaning toward torpedoing the Activision Blizzard deal. Before you invest, please read the prospectus carefully and consider the investment objectives, risks, charges and expenses of the annuity and its underlying investment options before you invest. This material is not a recommendation to buy, sell, hold, or roll over any asset, adopt an investment strategy, retain a specific investment manager or use a particular account type. Fixed annuities are contracts purchased from a life insurance company. Oops! The general distributor for variable products is Nationwide Investment Services Corporation (NISC), member FINRA, Columbus, Ohio. Life and annuity products are issued by Nationwide Life Insurance Company or Nationwide Life and Annuity Insurance Company, Columbus, Ohio. Oops! Nationwide Securities, LLC 2003 Nationwide's Fund Alerts tool allowed investors to get email updates if their variable annuity products exceeded a customized percentage gain or loss. Nationwide investing & retirement programs, See banking services provided by Axos Bank , See banking services provided by Axos Bank. Cyber security Life and annuity products are issued by Nationwide Life Insurance Company or Nationwide Life and Annuity Insurance Company, Columbus, Ohio. Ahead of this, please review any links you have to fsa.gov.uk and update them to the relevant fca.org.uk links. Make sure that these strategies and products are appropriate for your long-term life insurance needs. The following can help: To offer you both opportunity and protection, some indexed annuities have a maximum rate, or cap. Life and annuity products are issued by Nationwide Life Insurance Company or Nationwide Life and Annuity Insurance Company, Columbus, Ohio. Just keep in mind that you may face surrender charges if you withdraw your money early. These policies cover your entire life and usually build cash value over time, but tend to be more expensive than term life insurance. However, this product does have some protection from down markets. View and download our comprehensive guide. 2020 Nationwide Mutual Insurance Company and affiliated companies, 401k/403b Plan It does not take into account the specific investment objectives, tax and financial condition or particular needs of any specific person. At the end of each term, earnings are credited; at that point, they may be affected by negative index performance. Talk with one of our life insurance specialists today at 1-866-207-9160. Meet with one of over 3,000 financial professionals nationwide for personalized financial guidance. They describe risk factors, fees and charges that may apply to you. The Nationwide Group Retirement Series includes unregistered group fixed and variable annuities issued by Nationwide Life Insurance Company. Sitemap Life and annuity products are issued by Nationwide Life Insurance Company or Nationwide Life and Annuity Insurance Company, Columbus, Ohio. Fund payments to Nationwide Not a deposit Not FDIC or NCUSIF insured Not guaranteed by the institution Not insured by any federal government agency May lose value, See banking services provided by Axos Bank , See banking services provided by Axos Bank, Tax-deferred growth potential in the accumulation phase, Death benefits for your loved ones or charities, Tax-free/penalty-free transfers among underlying investment options. Fund payments to Nationwide There are two main types of life insurance: term life insurance and permanent life insurance. Investment products offered are not FDIC-insured, may lose value, have no bank guarantee. Returns are based on the performance of an underlying index, such as the S&P 500 Composite Stock Price Index, a collection of 500 stocks intended to provide an opportunity for diversification and represent a broad segment of the market. Not a deposit Not FDIC or NCUSIF insured Not guaranteed by the institution Not insured by any federal government agency May lose value, Life insurance with a long-term care rider, a customer using the Nationwide Mobile App, See banking services provided by Axos Bank , See banking services provided by Axos Bank. Your current browser might limit that experience. It also includes trust programs and trust services offered by Nationwide Trust Company, FSB. Click on any of the prospectus links to obtain a product prospectus. Variable life insurance offers whole life protection and an investing component similar to a mutual fund. Life and annuity products are issued by Nationwide Life Insurance Company or Nationwide Life and Annuity Insurance Company, Columbus, Ohio. Life/annuity and P/C insurers are key players in capital markets, with $9.7 trillion in cash and invested assets in 2020, according to S&P Global Market Intelligence. Nationwide, the Nationwide N and Eagle, Nationwide is on your side, Nationwide Funds Group and Nationwide Retirement Institute are service marks of Nationwide Mutual Insurance Company. How much should I contribute to my 401(k)? Life and annuity products are issued by Nationwide Life Insurance Company or Nationwide Life and Annuity Insurance Company, Columbus, Ohio. Naturally, your death benefit and the cash value of the annuity contract will be reduced if you take any early withdrawals. Accessibility It does not take into account the specific investment objectives, tax and financial condition or particular needs of any specific person. Permanent life insurance can be broken down into three types: universal, whole and variable. With a life insurance policy from Nationwide, you can help secure your familys financial future by paying for college, paying off a mortgage, covering any final expenses or estate taxes, and more. Find a professional . This material is not a recommendation to buy, sell, hold, or roll over any asset, adopt an investment strategy, retain a specific investment manager or use a particular account type. The Nationwide Retirement Institute is a division of NISC. Term life insurance can be used to replace lost income. Nationwide introduced the industry's first sales system to include a simplified sales and underwriting process for variable universal life insurance. We would like to show you a description here but the site wont allow us. The general distributor for variable products is Nationwide Investment Services Corporation (NISC), member FINRA, Columbus, Ohio. We would like to show you a description here but the site wont allow us. Universal life insurance offers flexible payment options, death benefits and cash value. As explained in the previous section about caps, youre also protected against losses. The participation rate is how much of an index increase you actually receive. An annuity isnt intended to replace emergency funds or to fund short-term savings goal. Underlying fund prospectuses can be obtained from your investment professional or by contacting Nationwide. Life and annuity products are issued by Nationwide Life Insurance Company or Nationwide Life and Annuity Insurance Company, Columbus, Ohio. Nationwide Life Insurance Company, Nationwide Life and Annuity Company, Nationwide Investment Services Corporation and Nationwide Fund Distributors are separate but affiliated companies. The general distributor for variable products is Nationwide Investment Services Corporation (NISC), member FINRA, Columbus, Ohio. The general distributor for variable products is Nationwide Investment Services Corporation (NISC), member FINRA, Columbus, Ohio. The general distributor for variable products is Nationwide Investment Services Corporation (NISC), member FINRA, Columbus, Ohio. Keep in mind that investing involves market risk and your investment return, principal value and periodic payments will fluctuate over time. Annuity products are issued by Nationwide Life Insurance Company or Nationwide Life and Annuity Insurance Company, Columbus, Ohio. Nationwide, the Nationwide N and Eagle, Nationwide is on your side, Nationwide Funds Group and Nationwide Retirement Institute are service marks of Nationwide Mutual Insurance Company. document.write(new Date().getFullYear()) Nationwide Mutual Insurance Company and affiliated companies, Privacy You should also know that an annuity contains guarantees and protections that are subject to the issuing insurance companys ability to pay for them. The general distributor for variable products is Nationwide Investment Services Corporation (NISC), member FINRA, Columbus, Ohio. The Nationwide Retirement Institute is a division of NISC. The Nationwide Retirement Institute is a division of NISC. Nationwide Life Insurance Company, Nationwide Life and Annuity Company, Nationwide Investment Services Corporation and Nationwide Fund Distributors are separate but affiliated companies. It looks like your web browser has JavaScript disabled. Do Not Sell My Personal Information, Guaranteed protection with growth potential, Not a deposit Not FDIC or NCUSIF insured Not guaranteed by the institution Not insured by any federal government agency May lose value, Learn about the different types of investments. How do I choose my primary and secondary beneficiary? Join us! Please save yourself some frustration, and upgrade your browser in order to view our site. All guarantees and protections are subject to the claims-paying ability of the issuing insurance company. One in four Americans have absolutely nothing saved for retirement 1. Please keep in mind, though, that all guarantees are subject to the claims-paying ability of the issuing insurance company. Growth potential can be achieved through the performance of the index or through a fixed interest rate earned on the fixed account or a combination of the two. The product prospectus and underlying fund prospectus contain this and other important information. Earnings can, however, be limited by the policy's spread or cap rates. Please consult your attorney or tax advisor for answers to specific questions. Offers valuable and in-demand information on health insurance. Nationwide Destination All American Gold 2.0. Withdrawals may be subject to ordinary income taxes, and if you are under age 59, you may pay a 10% federal tax penalty. For more information about fixed indexed annuities, check out our video. Compatible browsers include recent versions of Google Chrome, Microsoft You may be charged a penalty if you take your money out early. The fee is generally subtracted from the earnings. The general distributor for variable products is Nationwide Investment Services Corporation (NISC), member FINRA, Columbus, Ohio. If you pass away during the term (usually 10, 20 or 30 years), your beneficiaries receive a cash payout. The general distributor for variable products is Nationwide Investment Services Corporation (NISC), member FINRA, Columbus, Ohio. Our Long-Term Care Rideris designed for people who have a primary need for life insurance but also have concerns for covering long-term care costs. Life and annuity products are issued by Nationwide Life Insurance Company or Nationwide Life and Annuity Insurance Company, Columbus, Ohio. Life insurance offers peace of mind by ensuring that your loved ones will be taken care of in the event of your untimely death. The general distributor for variable products is Nationwide Investment Services Corporation (NISC), member FINRA, Columbus, Ohio. Distribute your press release with Editorial Placement, and get your editorial placement (premium article) published on high authority websites relevent to your industryboosting your SEO rankings, visibility, traffic and sales revenue. The general distributor for variable products is Nationwide Investment Services Corporation (NISC), member FINRA, Columbus, Ohio. Plus, payouts are tax-free. If youre the beneficiary of a Nationwide annuity, let us help you get started. Investing involves risks, including possible loss of principal. The Nationwide Group Retirement Series includes unregistered group fixed and variable annuities issued by Nationwide Life Insurance Company. We also offer living benefit riders (for an additional cost) that may help provide income. Accessibility The general distributor for variable products is Nationwide Investment Services Corporation (NISC), member FINRA, Columbus, Ohio. You may be using an old browser that's unsupported, or settings within your browser that are not compatible with The general distributor is Nationwide Investment Services Corporation, member FINRA. Nationwide Life Insurance Company, Nationwide Life and Annuity Company, Nationwide Investment Services Corporation and Nationwide Fund Distributors are separate but affiliated companies. Log in to manage your Retirement Plan (401k/403b). Life and annuity products are issued by Nationwide Life Insurance Company or Nationwide Life and Annuity Insurance Company, Columbus, Ohio. Terms and conditions Life and annuity products are issued by Nationwide Life Insurance Company or Nationwide Life and Annuity Insurance Company, Columbus, Ohio. Life and annuity products are issued by Nationwide Life Insurance Company or Nationwide Life and Annuity Insurance Company, Columbus, Ohio. Nationwide Life Insurance Company or Nationwide Life and Annuity Company, Columbus, Ohio. The Nationwide Retirement Institute is a division of NISC. Terms and conditions It gives you more growth potential than a fixed annuity along with less risk and less potential return than a variable annuity. You could end up with more or less than the amount you invested. There may also be underlying fund charges and expenses, and additional charges for riders that customize a policy to fit your individual needs. A rider is often available for an additional cost to guarantee set payments regardless of how long you and your spouse (if elected) live. Life and annuity products are issued by Nationwide Life Insurance Company or Nationwide Life and Annuity Insurance Company, Columbus, Ohio. Once you retire, you can take income from your balance. Life insurance through your employer is not portable, so it wont come with you if you leave the job. The Nationwide Retirement Institute is a division of NISC. Read the prospectus carefully before you make a purchase. It allows you to create a fixed or variable stream of income through a process called annuitization. For further assistance, please give us a call at 1-888-867-5175. With term life insurance, youre only paying for the years where the need is greatest (when your kids are younger or in college), and it is usually the most affordable type of insurance. Fixed index annuities can help create a foundation of conservative growth, and are a valuable piece of a financial strategy. Already using an updated browser and still having trouble? The general distributor for variable products is Nationwide Investment Services Corporation (NISC), member FINRA, Columbus, Ohio. Not a deposit Not FDIC or NCUSIF insured Not guaranteed by the institution Not insured by any federal government agency May lose value. These investments can include stocks, bonds, money markets, etc. Investors should discuss their specific situation with their financial professional. Get straight talk about the various features these products offer. The Nationwide Retirement Institute is a division of NISC. California Consumer Privacy Act Rights Withdrawals are subject to income tax, and withdrawals before age 59 may be subject to a 10% early withdrawal federal tax penalty. To fully experience the dynamic content on our site, JavaScript needs to be enabled in your browser. Also, the amount is often not enough to meet peoples protection needs. The outlook assigned to Or, get lifetime income through annuitization at no additional cost. Both the product prospectus and underlying fund prospectuses can be obtained by writing to Nationwide Life Insurance Company, P.O. You can use thisestimator toolto get an understanding of how much life insurance you may need. Cyber security The Nationwide Group Retirement Series includes unregistered group fixed and variable annuities issued by Nationwide Life Insurance Company. It looks like your web browser has JavaScript disabled. Deferred variable annuities allow clients and advisors to determine how assets are invested by choosing from a selection of 90+ investments called subaccounts. Annuities can be a valuable tool to help you prepare for and live in retirement. document.write(new Date().getFullYear()) Nationwide Mutual Insurance Company and affiliated companies, Privacy Nationwide, the Nationwide N and Eagle, Nationwide is on your side, Nationwide Funds Group and Nationwide Retirement Institute are service marks of Nationwide Mutual Insurance Company. An annuity is a contract you purchase from an insurance company, designed for long-term investing. Please enable JavaScript in your browser to view the site. It does not take into account the specific investment objectives, tax and financial condition or particular needs of any specific person. It's good to know that a fixed indexed annuity is not an actual investment in an index; it's only based on the underlying index performance. California Consumer Privacy Act Rights U.S. sports platform Fanatics has raised $700 million in a new financing round led by private equity firm Clearlake Capital, valuing Fanatics at $31 billion. Annuities have restrictions and limitations, and fees and charges will vary based on the product. The Nationwide Retirement Institute is a division of NISC. This can provide a safety net for your family and help them meet their financial goals. Nationwide, the Nationwide N and Eagle, Nationwide is on your side, Nationwide Funds Group and Nationwide Retirement Institute are service marks of Nationwide Mutual Insurance Company. Neither Nationwide nor our representatives give legal or tax advice. The Nationwide Retirement Institute is a division of NISC. The Nationwide Retirement Institute is a division of NISC. Some carriers may offer a feature that allows you to take advantage of index highs during your term. Payout options. You should read these documents. Life and annuity products are issued by Nationwide Life Insurance Company or Nationwide Life and Annuity Insurance Company, Columbus, Ohio. The Nationwide Retirement Institute is a division of NISC. The Nationwide Retirement Institute is a division of NISC. The Nationwide Retirement Institute is a division of NISC. The cost of your life insurance policy is dependent on a variety of different factors, ranging from your age, gender, location, and health. There are two common methods for calculating the amount of life insurance you need: lump sum and income replacement. Get the term life insurance protection your loved ones need. What are the different ways you can take income from a variable annuity. California Consumer Privacy Act Rights The Nationwide Retirement Institute is a division of NISC. Diversity is a source of strength, creativity, and innovation for UWMadison. The Nationwide Retirement Institute is a division of NISC. Get a form for a beneficiary change or to set up or make changes to recurring electronic funds transfers. Some of the features of variable annuities include: [1] Earnings are taxed as ordinary income when withdrawn. Sitemap They don't apply to the investment performance or safety of the underlying investment options. Already using an updated browser and still having trouble? document.write(new Date().getFullYear()) Nationwide Mutual Insurance Company and affiliated companies, Privacy Before investing, you should read the prospectus carefully and consider investment objectives, risks, charges and expenses. Learn about the features and benefits offered by the different annuity types. Death benefits that help provide for the future financial needs of a spouse, loved ones or charities. The wide range of investment options with different risk and growth potential can provide additional flexibility in structuring an investment plan for retirement savings. Also, make sure you are able to continue premium payments so your policy doesnt lapse if the market declines. Life and annuity products are issued by Nationwide Life Insurance Company or Nationwide Life and Annuity Insurance Company, Columbus, Ohio. If you take a loan, withdrawal or partial or whole surrender your death benefit may be reduced, your policy may lapse or you may face tax consequences. Your current browser might limit that experience. Compatible browsers include recent versions of Google Chrome, Microsoft Term refers the length of coverage that you choose. Use our planners, analyzers and calculators to help make investment decisions. Life and annuity products are issued by Nationwide Life Insurance Company or Nationwide Life and Annuity Insurance Company, Columbus, Ohio. Optional riders, available for an additional cost, can enhance the amount your beneficiaries may receive. Most companies offer spousal continuation only upon the first spouses death and dont pay a death benefit out until the second spouse passes. ; Hedge against market fluctuations After 8 years, the fsa.gov.uk redirects will be switched off on 1 Oct 2021 as part of decommissioning. Prospectuses for products and underlying funds contain this and other important information. Fund payments to Nationwide While the benchmark index does follow the market, as an investor, your money is never directly exposed to the stock market. Life and annuity products are issued by Nationwide Life Insurance Company or Nationwide Life and Annuity Insurance Company, Columbus, Ohio. The general distributor for variable products is Nationwide Investment Services Corporation (NISC), member FINRA, Columbus, Ohio. Get a term life quoteApply for term life. Not sure where to start? Rates tend to go up as you age. Life and annuity products are issued by Nationwide Life Insurance Company or Nationwide Life and Annuity Insurance Company, Columbus, Ohio. For example, if you get married, have a child or get a promotion, you may want to increase your coverage. To fully experience the dynamic content on our site, JavaScript needs to be enabled in your browser. Cyber security The Nationwide Retirement Institute is a division of NISC. See your investing age . Life and annuity products are issued by Nationwide Life Insurance Company or Nationwide Life and Annuity Insurance Company, Columbus, Ohio. Risk tolerance. Edge, or Mozilla Firefox. Nationwide Funds are distributed by Nationwide Fund Distributors, LLC, Member FINRA, Columbus, OH. 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