Why we picked it: Frequent travelers who want superior perks should seriously consider The Platinum Card from American Express.It earns 5X points (on up to $500,000 per year) on airfare booked directly with airlines or through American Express Travel, as well as 5X points on prepaid hotels booked . You can utilize the card to make payments or purchase goods and services in a foreign location. This business card offers a lucrative bonus of 100,000 points worth $1,000 cash back or $1,250 when redeemed toward travel via Chase. TSA PreCheck vs. No Foreign Transaction Fees on international purchases. For that matter, if your card doesn't charge a foreign transaction fee, consider keeping all your expenses on your card. They offer many benefits to their customers, thereby becoming the go-to companion for globetrotters and international students. Have your card information and your issuers emergency card services phone number on hand in case your card gets lost or stolen. While many credit card companies do allow you to let them know if you're traveling if it gives you peace of mind, others (like Capital One) specifically say that you don't need to tell them about your travel plans. Likewise, other trends of sustainable tourism, solo tripping, and cashless travel are also flourishing. They do require an ITIN if you don't have an SSN. Have plenty of cash on hand for situations when you cant use your credit cards. You can transfer your points to airline and hotel partners on a 1:1 basis, and you can also redeem them for travel through the Chase portal at a rate of 1.25 cents each. The American Express Gold Card is an attractive option if you have a lot of dining purchases. Other travel benefits include a fee credit for Global Entry or TSA Precheck membership, automatic Hilton Honors Gold status (enrollment required) and Marriott Bonvoy Gold status (enrollment required). That's because it offers some of the best rewards for a card, including a large sign-up bonus and unlimited 2 Miles per dollar on every purchase, every day; 5 Miles on hotels and rental cars booked through Capital One Travel; 5 Miles per dollar when you book on Turo, the worlds largest car sharing marketplace, through May 16, 2023. Bank of America's Cash Rewards is the best credit card option for students who want to earn cashback on everyday purchases without paying an annual fee and also while building a credit history. Earn 2 Scene+ points for every $1 you spend on eligible . The Chase Sapphire Preferred Card is the best, all-around international travel card for most consumers, thanks to its flexible points and great travel benefits. Our choices are not influenced by our advertisers. Why we picked it: The Capital One Venture Rewards Credit Card offers an interesting rewards proposition and miles you can use in more than one way. Who should skip: If the $550 annual fee doesnt fit into your budget, you can skip this one. Since cashback is matched after one year, Discover doubles the cashback earnings at the end of your first year, Get 20$ statement credit every year if your grade point average (GPA) is at least 3.0, Free FICO credit score is given on a monthly statement or online anytime. For example, 60,000 points are worth $750 toward travel. The Bank of America Travel Rewards Credit Card for Students is the best international travel card for students due to its lack of foreign transaction fees and lack of annual fee. Bring multiple forms of payment and a backup credit card or two, if possible. Terms and conditions apply. Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout. Who should apply: Cardholders who were looking fora no-annual-fee first travel card are good candidates for this one. Best Travel Cards for International Tourists in 2022, 1. See if you're approved in seconds, Building your credit? Fortunately, this isn't always the case. $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Discover it Student Cash Back is one of the popular international student cards in the United States because of its variety of rewards such as rewards for maintaining good grades and large bonuses with no annual fees. Many premium credit card companies come with lounge membership or passes advantageous for frequent travelers. Earn 150,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases on the Card within the first 3 months. Citi is an advertising partner. The American Express Global Lounge Collection comes with Priority Pass Select membership, exclusive access to ultra-swanky Amex Centurion lounges and Delta Sky Club access each time you fly with Delta. The best travel credit cards can help you make purchases without worries of local currency conversions or unfamiliar cash and coins, and pricey foreign transaction fees. Deserve Edu Card: Best credit card for international students without an SSN. 5. Capital One VentureOne Rewards Credit Card, Marriott Bonvoy Brilliant American Express Card. If you are traveling to a country with chip and PIN cards, see if your issuer will allow you to add a PIN to your card. One of the top international student cards in the US, the Discover it Student Cash Back card offers a variety of rewards, including for good grades, without many fees. It comes with $0 foreign transaction fees and an annual fee of $0 Intro for the First Year, then $95. You save anywhere from 3 percent to 5.95 percent on your transactions abroad. I have a BPI blue credit card and I use it mainly for travel but the rewards is not that great. Up to $59 in statement credits for Amazon Prime Student when you spend $500 within the first three statements. It also has an initial bonus of 25,000 points for spending $1,000 in the first 90 days. This will help you maximize your international credit card use and ensure you rack up as many travel rewards points and miles as possible, which you can put towards your next trip, or flight upgrades and free hotel nights. Which credit cards offer travel insurance? Therefore, we say the card has a 2.5% rewards rate on dining and travel (2 x $0.0125) and a 1.25% rewards rate on everything else (1 x $0.0125). Anyone looking for a beginner travel credit card also cant go wrong with this one. $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year. If you're a frequent traveler looking for luxury perks, you will want to consider The Platinum Card from American Express.This premium luxury card offers the most robust airport lounge membership program of all travel cards on the market today. The site does not review or include all companies or all available products. "}, {"backgroundColor":"butter","content":"\u003C\/p\u003E\n\n\u003Ch3\u003EWhat should a college student put for income on a credit card application?\u003C\/h3\u003E\n\n\u003Cp\u003EIf you're under 21 years old, the CARD Act of 2009 says that you may not be approved for a credit card unless you have a cosigner or proof of sufficient income. One benefit of paying on time is a boost from 1% cash back to 1.25% cash back another is that Capital One will automatically review your credit limit in as little as six months. Fee Credit for Global Entry or TSAPreCheck: Receive either a statement credit every 4 years after you apply for Global Entry ($100) or a statement credit every 4.5 years after you apply for a five-year membership through any Authorized Enrollment Provider for TSA PreCheck (up to $85) when you pay the application fee with an eligible Card. For example, Capital One defines "student" as anyone currently enrolled, or admitted and planning to enroll in the next three months, at an accredited university, community college or other higher education institution. The card also comes with a complimentary Club Vistara Gold Membership with exciting benefits such as additional baggage allowance and priority check-in and boarding. Current Offer: Get a one-year subscription to Amazon Prime Student after you spend $500 in the first 3 billing cycles (Lifetime Value of $59). Both of these cards can allow you to apply even if you don't have a credit . Coverage is provided by New Hampshire Insurance Company, an AIG Company. However, an SSN is required for international student credit card applicants. Helps Keep Balance in Check Keeping a timely check on your spending is vital to ensure you do not exceed the budget. Some cards even let you avoid paying unnecessary foreign transaction fees. How We Calculate Rewards: ValuePenguin calculates the value of rewards by estimating the dollar value of any points, miles or bonuses earned using the card less any associated annual fees. is a financial expert and award-winning writer who is obsessed with frugality, budgeting and travel. Balance Transfers Intro APR: 10.99% for 6 months, Balance Transfer Fee: 3% (till February 10, 20210, then 5% of the amount of each transfer). Other perks: You receive a 0% intro APR for 15 billing cycles (then 13.99% - 23.99% Variable) and free FICO Score 8 from TransUnion . Simply put, an international card helps you save hard-earned money in all foreign currency transactions, such as flight bookings, hotel reservations, tuition fees, etc. 500 & Rs. Compare Student Cards Now. The right card might include valuable travel perks like airport lounge access and expedited airport security. Get one-year complimentary DashPass, a membership for both DoorDash and Caviar that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. Example of how we calculate the rewards rates: When redeemed for travel through Ultimate Rewards, Chase Sapphire Preferred points are worth $0.0125 each. Earn unlimited 1.5 points for every $1 on all your purchases. Many travel rewards cards incentivize you to apply by offering a large sign-up bonus that can be redeemed for free travel. This card allows you to both build credit with $0 annual fee and earn rewards while learning to make on-time payments. Some countries (such as France and Germany) require both an EMV chip and a PIN in order to use a credit card in an unattended terminal. Contactless Cards - The security of a chip card, with the convenience of a tap. An authorized user account on a card with a long history of timely payments can significantly boost your credit score and pad out your credit history. Opt for credit card charges in the local currency to get a better exchange rate. If you already have a solid credit history, Capital One's flagship Capital One Venture Rewards Credit Card is one of the best travel credit card options. Cardholders also earn 1.5% Cash Back on every purchase, every day; 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply). $240 Digital Entertainment Credit: Get up to $20 back each month on eligible purchases made with your Platinum Card on one or more of the following: Audible, Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, and The New York Times. Current Offer: Get a sign-up bonus on 25,000 bonus points after purchases worth $1,000 within the first 90 days of account opening (redeem $250 worth in travel statement credits), Purchases Intro APR: 0% for 12 Billing Cycles, Balance Transfer Fee: Either $10 or 3% of the amount of each transfer (whichever is greater). Like other Chase cards, it offers primary car rental protection and trip cancellation/interruption insurance when traveling for business. Access your FICO Score for free within Online Banking or your Mobile Banking app. To make choosing the right card easier, we've looked at credit cards reviewed on ValuePenguin as well as cards on major issuer sites to compile a list of the best student travel credit cards available right now. In fact, our recent study found that Discover is the most accepted network internationally with 48 million merchants. The AirIndia SBI Signature Card delivers airfare and railway tickets to your doorstep. Plus Ups are excluded. Any suggestions? The site does not review or include all companies or all available products. Since it charges a 3% foreign transaction fee, it isn't the best student cards for use outside the U.S. Also, you can transfer your points at a 1:1 rate to 14 travel partners, including Air France and Aer Lingus. You should carefully select the cards that you want to apply for and make sure you meet the card's criteria. Enjoy priority boarding privileges and visit the United ClubSM with 2 one-time passes each year for your anniversary. . Also, if youre an anxious traveler (who always worries about things going wrong), you should look at other cards that provide more travel insurances. Credit card issuers want to ensure that you have enough income to cover your charges, so make sure to include as much information as you can on your assets and sources of income. And receive $30 upon approval and activation. You can prequalify for the card in a few seconds with no impact to your credit score. The HDFC Bank Superia Credit Card provides a fuel surcharge of 1 percent for minimum transactions of INR 400. Vapesourcing.com: The Best Place To Buy A Vape. Another factor you should consider is if you want airport lounge access, significantly improving your travel experience. Beyond rewards and broad acceptance, does the card offer any travel protections? Anyone looking to book hotel rooms should consider the Capital One VentureOne Rewards Credit Card with its impressive offer of 5X miles on hotel and rental cars booked through Capital One Travel . the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site. Editorial integrity is central to every article we publish. 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. Terms apply. They don't charge any annual fees and give a 1% cash-back on any purchase you make. Business travel credit cards can be airline, hotel or transferable travel cards, so you're sure to find one that meets your needs. Niyo Global will help you load up INR before your journey and then auto-convert the INR into 22 currencies. Why we picked it: If youre searching for a travel card with no annual fee, consider the Capital One VentureOne Rewards Credit Card. Best No Foreign Transaction (FX) Fees Card for Long-Stay Travellers. Top credit cards from some of the largest banks: If you already have a banking relationship with an issuer, they're more likely to approve you for one of their products. Some issuers provide forms on their sites that will inform you if you're prequalified for an offer. Benefit is not exclusive to Cards offered by American Express. Also, anyone who travels once every few years will find it difficult to maximize the benefits on this card. CreditCards.com does not include the entire universe of available financial or credit offers.CCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. This card starts you off with 60,000 points, worth $750 in travel through Chase Ultimate Rewards, when you spend $4,000 within three months. Bank of America Travel Rewards is a credit card for students looking to earn travel rewards on every purchase without having to pay an annual fee or foreign. Editorial Note: The content of this article is based on the authors opinions and recommendations alone. Elon Musk Net Worth 2022 After Buying Twitter, Kylie Jenner Husband Travis Scott Pose, Utopia with you Instagram. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Recap of the best travel credit card for students of 2022. International travel: Bank of America Travel Rewards Credit Card for Students. Those who plan to fly mainly domestically (and probably cant avoid U.S. airlines) should opt for another card. The reward points are valid for two years from the date of accumulation. Therefore, we say the card has a 2.5% rewards rate on dining and travel (2 x $0.0125) and a 1.25% rewards rate on everything else (1 x $0.0125). Cash Back rewards do not expire as long as your account is open. Earn 4X Membership Rewards Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X). While you may have your eye out for a card with a large sign-up bonus and lots of points, you should have some travel goals in mind before you choose a card. Here are the key features to consider: At the end of the day, picking the best credit card for international travel for you is an especially complicated choice. Do keep in mind that Discover is not widely accepted as Visa, Mastercard, or American Express. This compensation may impact how and where offers appear on this site (including, for example, the order in which they appear). The Capital One VentureOne also has an achievable welcome offer of 20,000 miles after you spend just $500 in the first three months. Look for a card with travel-friendly bonus categories, such as dining or airfare, to earn more rewards on your travels possibly enough for a future vacation. With all major countries of the world opening up their borders for leisure and business tourism and welcoming international students with open arms since the beginning of 2022, the global traffic of international travelers has increased, bringing new tourism trends and patterns. Since the APR is on the higher side for a student credit card, you should pay off the balance in full each month to avoid paying interest fees. Advertiser Disclosure: The products that appear on this site may be from companies from which ValuePenguin receives compensation. Explained what is forex card and why you need one in UK Forex card Explanation @allaboutuk3 LIKE AND SUBSCRIBE!For queries- allaboutuk3@gmail.com#forex . The Capital One Quicksilver Student Cash Rewards Credit Card provides cash back on every purchase with no rewards caps. Security Deposit. The Platinum Card from American Express: Best credit card for international lounge access. This offer is no longer available on our site. Other Benefits and Drawbacks: The most notable benefit of the Bank of America Unlimited Cash Rewards credit card for Students is its 0% introductory APR for 18 billing cycles for purchases and . Plus, if you use a card with no foreign transaction fees and pay in the local currency, you will likely get a reasonable conversion rate. Kochi Travel Guide: Best Places To Visit In Kochi, Freelance Jobs that Let Your Travel While You Work, Family Car Travel Tips:Travelling With Kids, Your email address will not be published. For a reasonable deposit as low as $49, you get a $0-annual-fee card that's a good fit for international travel, because it has no foreign transaction fees. Or, if youre a bargain hunter and want to get a little extra value out of your miles, you can transfer them to a number of airline and hotel partners at a transfer ratio that varies based on the program. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards, Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Stay up-to-date on the latest credit card news from product reviews to credit advice with our newsletter in your inbox twice a week. Privacy Policy. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. Get up to $300 back per calendar year on the Equinox+ digital fitness app, or eligible Equinox club memberships when you pay with your Platinum Card. If you spend $1,000 on a card that charges a 3% foreign transaction fee, that's an extra $30 out of your travel budget. Based on our research of cards available on ValuePenguin, as well as cards offered by major issuers, we've picked some of the top travel credit cards for students with limited (and less limited) histories, plus some tips for applying and using your card. Students born in the U.S. can also apply for this credit card. Discover it Student Cash Back with its potential high rewards structure and cashback match for new cardmembers are attractive for students. Transferable travel credit cards are usually issued directly by a bank or credit card issuer, and earn flexible points that can be used in a variety of different ways. Foreign transaction fee: 0%. No foreign transaction fees make travel more rewarding and efficient for snowbirds and frequent flyers. Therefore, we say the card has a 2.5% rewards rate on dining and travel (2 x $0.0125) and a 1.25% rewards rate on everything else (1 x $0.0125). The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. For the average traveler, cards such as the Chase Sapphire Preferred Card should suffice offering no foreign transaction fees and the potential to earn travel rewards. Enrollment required. No cards on this page charge foreign transaction fees. Does the card let you add a PIN for international travel? Best for U.S. students studying abroad: Bank of America Travel Rewards credit card for Students. 4.6. Earn $100 when you spend $100 in the first three months. On average, it will cost approximately 7,700 points to 16,000 points to travel with a Blue fare ticket (one of the airline's economy-class tickets) and 82,000 to 165,000 points for a Mint fare (or business/first-class) ticket. The details: With the Capital One Quicksilver Student Cash Rewards, cardholders can earn a flat 1.5 percent cash back on all everyday spending, making it a competitive rewards rate on a student . Thank you! No international transaction fees on purchases abroad so you can travel with confidence. . While most of these cards come with annual fees, the cost can be worth it if you need trip cancellation, lost baggage or trip delay insurance. With a savings account with 5% annual interest, your digital account at Niyo will grow while you travel and indulge in the luxuries of international travel. Enroll in Priority Pass Select, which offers unlimited access to over 1,200 lounges in over 130 countries, regardless of which carrier or class you are flying. In addition to serving as contributing editor for The Simple Dollar, Johnson owns Club Thrifty and is the co-author of Zero Down Your Debt: Reclaim Your Income and Build a Life Youll Love., Essential reads, delivered straight to your inbox. Our overall best student travel credit card pick: Scotiabank American Express Card. Best for small business owners: Marriott Bonvoy . You'll earn 2 Miles per dollar on every purchase, every day; 10 Miles on hotels and rental cars booked through Capital One Travel; 10 Miles per dollar when you book on Turo, the worlds largest car sharing marketplace, through May 16, 2023; 5 Miles on flights booked through Capital One Travel. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. International travel is witnessing a steady yet enthusiastic revival after an unprecedented slump from 2020-2021. Points earned with this card can be used to redeem for hotels, flights, rental cars, or baggage fees. By providing my email address, I agree to CreditCards.coms Just about any credit card can be used internationally, though not all retailers take every kind of card. This means that you don't have to worry about where you're using the card, since all purchases earn rewards. No credit history: Deserve EDU Mastercard for Students. Chase Sapphire Preferred Card: Best value for the annual fee. Plus, the card doesn't require a Social Security number to apply, which means that international students who are new to the United States and haven't established an SSN or a credit history are eligible for the card. Monthly dining credit (up to $25 / month), Points can generally only be used for stays at Marriott hotels. Bank of America allows you to add a PIN to this card, making it easier to use in international terminals that require EMV chips and PINs. Best for no fees: Petal 2 Visa Credit Card. Earn 1% Cash Back on all purchases with your Deserve EDU Mastercard. Student credit cards are primarily designed for students in the sense that such credit cards have lower fees, low-interest rates, and often have many rewards and perks. *. This has changed dramatically in recent years, as networks such as American Express and Discover have worked hard to increase their international acceptance. Niyo also offers travel insurance worth INR 5 Lakh to its customers. These rewards have no blackout dates, no expiration dates and no mile limits. Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire. For example, business and leisure travel is skyrocketing at an unforeseen speed, as a survey reveals that one in four business travelers plan to combine their professional travel with a few days of leisure and fun in the near future. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. If you are traveling to a country where chip and PIN is the standard, see if your issuer will allow you to add a PIN to your credit card. Lastly, travel cards also permit money withdrawal abroad via ATMs. The Deserve EDU Mastercard for Students is a great option for international students because it's one of the easiest options to qualify for. The Capital One Quicksilver Student Cash Rewards Credit Card is a great cash back option for students because you can earn 1.5% Cash Back on every purchase, every day; 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply). Visit americanexpress.com to learn more. Tip: The Chase Sapphire Preferred Card offers many of the same benefits as the Sapphire Reserve for a lower $95 annual fee. For rates and fees of Marriott Bonvoy Brilliant American Express Card, please click here. 1.1.7 Best Credit Card Options For International Students | Journey Student Credit Card. Cards with PINs are rare in the U.S., but if you can locate one, your card will be more practical abroad. After that, you can use the card to withdraw money from ATMs or to pay at VISA-accepting merchants. The offers that appear on this site are from companies from which CreditCards.com receives compensation. By providing my email address, I agree to CreditCards.coms CreditCards.com credit ranges are derived from FICO Score 8, which is one of many different types of credit scores. It might also interest students who already have an account with Bank of America and want to build credit while managing their accounts. Earn 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy program. Bankwest Breeze Platinum Mastercard. These responses are not provided or commissioned by the bank advertiser. To enjoy the 5% cashback on the rotating spending categories, you need to manually activate the rate. Paying for your expenses with a credit card can also give you additional security or peace of mind if your card has a $0 fraud liability benefit. While there's no guarantee that you'll be accepted once you apply, prequalification can lower your odds of being declined for a credit card and won't impact your credit score. For example, 60,000 points are worth $750 toward travel. While most credit cards issued within the U.S. include an EMV chip, cards with PINs are rare. Sneha got to know how she could get more value on her spending. The potential benefits of acquiring a credit card early in adult life are worth the responsibility of being a cardholder. You enjoy complimentary access to more than 6000 Luxury Airport Lounges, You get two complimentary Visa Lounge Access at two domestic airports per quarter, The card offers a fuel waiver of 1 percent on purchases worth NR 500 to 4000 at all petrol pumps, You get 30 reward points for every INR 100 spent on Air India tickets. Editorial Note: The content of this article is based on the authors opinions and recommendations alone. "}, Bank of America Travel Rewards Credit Card for Students, Capital One Quicksilver Secured Cash Rewards Credit Card, Capital One Venture X Rewards Credit Card, reimburse your application fee for Global Entry or TSA PreCheck. You'll also build a relationship with Chase Bank, which can allow you to obtain other, more lucrative Chase credit cards once you've built sufficient credit history. It may not have been reviewed, approved or otherwise endorsed by the credit card issuer. Now that you know what to look for, check what your credit card provider charges on foreign transactions to see if you might be better off with a specialist travel credit card. Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024. If you are not keen on travel rewards, go for cards like Discover it Student Cash Back or Deserve Edu card. Bank of America's Travel Rewards credit card is best for students who are frequent travelers. This makes it a great option to use while dining abroad, since it also comes with no foreign transaction fees. This card has one of the best security deposit offers available, as you actually can put less money down then you get as a credit limit. It all depends on whats important to you. Join to easily see and manage your transactions, alerts, and corridors. Apply and select your preferred metal Card design: classic Platinum Card, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu. This allows you to relax before or between flights. If you're a student ready to step up your travel rewards card game, we have a great card for you: The Chase Sapphire Preferred Card. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. What credit cards can be used internationally? Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. Welcome Bonus - This card offers 20,000 Membership Rewards points after spending 3,000 in the first 3 months. Limitations apply per Marriott Bonvoy member account. Our featured pick for best credit card for international students with rewards in the United States: Discover it Student Cash Back. At 1.4 cents per point, you'll need around 21,400 points for a ticket that costs $300. With on-time payments, you can get your deposit back and potentially be upgraded to an unsecured credit card. . If you are a frequent traveler, it can be a good idea to sign up for one or more of these programs. This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. If you apply for a credit card, the lender may use a different credit score when considering your application for credit. It doesnt charge an annual fee or any foreign transaction fees, and it offers an exceptionally good rewards program for a student travel card. The Platinum Card from American Express: Best card for travel insurance and for lounge access while traveling abroad. If you're under 21 years old, the CARD Act of 2009 says that you may not be approved for a credit card unless you have a cosigner or proof of sufficient income. American Express Preferred Rewards Gold Credit Card. Its flexible rewards may be important for students who want to keep their options open as they figure out their travel style. (Exclusions Apply), With CreditWise, enjoy free and unlimited access to your credit score and tools to monitor your credit profile, Automatic credit line review for a higher credit line after 6 months of on-time payments, Enjoy 24/7 access to Eno, your Capital One assistant (Check balance, transactions and pay your credit card bill, etc. The lock-in feature is a massive relief to international travelers. Our recommendations are based on the additional value you can earn with the cards including the rewards value, cost of ownership and value of benefits such as travel and purchase protections, lounge membership and airline companion passes. Best for no annual fee: Marriott Bonvoy Bold Credit Card. As the rates are locked in, you are shielded against currency fluctuations. What are its Benefits? Many credit cards charge a foreign transaction fee for any purchases made in a foreign currency. Thus, all your foreign currency transactions, such as flight bookings, hotel reservations, tuition fees, etc., become cost-efficient. The Journey Student Rewards from Capital One has a number of features that promote good credit habits, including its free CreditWise service and a bonus for making timely payments. Hello! Not all travel insurance credit cards are equal however, so make sure to check the details to know what is covered, what deductible you might have and exactly how your card's travel insurance works. The Capital One Venture Rewards Credit Card is the best credit card for international travel, hands down. When handled responsibly, a credit card can help you build your credit history, which could be helpful when looking for an apartment, a car loan, and even a job. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Who should apply: Students who are preparing for study abroad will love this card. Once you build a credit history and a decent credit score, opt for a credit card from a major issuer that offers better rewards. You should check with your issuer to see if they offer this option. However, Discover isn't accepted in some countries. Its features include the following , The third card on our list of the best travel cards is Niyo Global. To get an insurance quote over the phone, call: (855) 596-3655 | Agents available 24 hours a day, 7 days a week! Why we picked it: If youre a student with no credit history trying to qualify for a travel card, you should check out the Bank of America Travel Rewards Credit Card for Students*. It also offers reward points for every purchase you make and a welcome bonus offer. Also, it offers 0% introductory APR balance transfers. Even if you save a few minutes on each trip, that can add up over tens or hundreds of trips. $0 introductory annual fee for the first year, then $95. CreditCards.com is an independent, advertising-supported comparison service. Overall, Bank of America's Cash Rewards is ideal for students that do most of their spending on college expenses because of the high cashback rewards with no annual fee plus the introductory bonus. Niyo Global is one of the few selected travel cards that providesairport lounge accessto its customers. If you want greater flexibility and dont want to be tied to booking with a specific travel site, youll also like it. The Journey Student Rewards from Capital One is a great student rewards credit card focused on making on-time payments. You can redeem Capital One miles for any type of past travel on your credit card statement at a rate of 1 cent per mile. For international travel, Global Entry will likely be the most helpful. It also offers None foreign transaction fees and an exceptional rewards program for a card targeted to students with limited credit histories, including a generous sign-up bonus and unlimited points on every dollar that you spend. It's free for everyone, Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024, Requires a minimum $200 refundable security deposit. Our experts have learned the ins and outs of credit card applications and policies so you dont have to. Required fields are marked *. Some of its benefits for international travelers include the following , If you are an avid traveler of AirIndia, and it is your go-to platform for most flight bookings, then SBIs AirIndia Signature Card will be your best bet. Accuracy, independence and authority remain as key principles of our editorial guidelines. For more information please see our Advertiser Disclosure. Certain issuers like American Express and Discover have limited acceptance outside of the U.S. APR - 69.2% Representative APR (variable) and 26.6% purchase rate p.a. When searching for a travel credit card, you should use the following criteria to ensure that you have a practical card that won't end up costing you in fees: How large is the issuer's network, and will you be able to easily use the card where you're traveling? This site may be compensated through a credit card issuer partnership. New longer intro period! Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards, 3x on dining and 2x on all other travel purchases, plus more. For high spenders and luxury travelers, owning a premium credit card will serve your travels well to score perks like hotel elite status and concierge services. 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